Moneydance is a desktop-based personal finance program that’s been around almost as long as Quicken has. Click through for an in-depth review of each, and see advice on how to choose the right personal finance software toward the end of this article. Many are free, and the rest are reasonably affordable. The best personal finance software helps you track your money to make better, more informed decisions about spending and credit. Your credit score is also an essential part of the equation, especially if you plan to take on debt. You must keep a close eye on your income, expenses, budget, and investments. After all, no one can accurately predict where they'll be in a month, six months, or a year.

It’s important to know where you stand with your money, regardless of whether you’ve been affected by any major shocks. (Opens in a new window)įinancial anxiety is high around the globe, between hits from the ongoing COVID-19 pandemic and high inflation in 2022. Since 1982, PCMag has tested and rated thousands of products to help you make better buying decisions.

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